The Southern Bank announces Nathan Sullivan as Vice President and Credit Administration Manager

The Southern Bank, a South Carolina- and Georgia-based community bank, announced the appointment of Nathan Sullivan as Vice President and Credit Administration Manager. In this role, he will oversee the bank’s credit risk operations and ensure disciplined lending practices, regulatory alignment and strong portfolio management to contribute to the bank’s continued success.

Sullivan brings more than 20 years of experience in banking and financial services with a strong focus on managing risk and helping businesses make smart financial decisions. Over the years, he has worked in various areas, including reviewing loan applications, supporting small businesses and commercial clients, managing financial assets and maintaining lending portfolios. His deep knowledge of the industry helps ensure responsible lending and long-term financial stability.

“We are excited to welcome Nathan to our Operations Center, where his proven track record in credit administration and risk management will be a tremendous asset,” said M.J. “J.” Huggins III, CEO of The Southern Bank. “Throughout his career, he has demonstrated an ability to lead with purpose, bringing insight and experience that will strengthen our operational foundation and support our continued growth with confidence and integrity.”

Prior to joining The Southern Bank, Sullivan served as a VP, Senior Commercial Underwriter, for another financial institution, where he provided guidance on complex loan structures and conducted detailed financial analysis to support sound credit decisions. He worked closely with relationship managers and credit officers to ensure loans aligned with policy and risk standards.

“I’m honored to join The Southern Bank and be part of an organization that values both its people and its purpose,” said Sullivan. “I’m excited to bring my experience to a team that’s focused on growth and strong relationships and delivering real value to the communities we serve.”

To learn more about The Southern Bank’s vision for the future of community banking, visit thesouthern.bank.

About The Southern Bank

The Southern Bank is changing the way community banking is done — offering personal service, smart solutions, and the kind of high-touch care you won’t find just anywhere. With over $350 million in total assets, the bank serves both personal and business customers online and through its local branches in Greenville, Spartanburg, and Aiken, S.C., and Gibson, Hephzibah, Sardis, and Waynesboro, Ga. The Southern Bank is a wholly owned subsidiary of Southern Financial Corporation (SFCO). To learn more about the bank’s commitment to Southern hospitality, visit thesouthern.bank.