Don Clardy, a partner and private wealth advisor with Upstate Legacy Planning Group, an affiliate of Northwestern Mutual, earned the Chartered Special Needs Consultant® (ChSNC®) certification, the only credential specifically designed to prepare financial advisors to help plan for those with special needs. A ChSNC® advisor provides families caring for an individual with special needs guidance and expertise regarding special needs trusts, estate planning, and eligibility for government benefits, including Medicaid, Social Security, and Supplemental Security Income (SSI).
“It was important for me to earn the ChSNC® certification because very few financial advisors have this certification in South Carolina and so many families need guidance,” said Don Clardy, partner and private wealth advisor with Upstate Legacy Planning Group. “Through both professional experience and the personal experience of addressing the challenges faced by my son Max, I understand that families with special needs have unique concerns and challenges regarding the life-long care of their loved ones.”
With over two decades of combined experience as a wealth management advisor, investment banker and estate planning/business attorney, Clardy helps business owners, professionals and their families navigate their investment management, retirement planning, estate planning, business planning, risk management, and asset/income protection and distribution needs.
Clardy received his B.A. in accounting from Furman University, his JD and MBA degrees from the University of Tennessee and his LL.M. in Taxation from Georgetown University. He is a member of the Greenville Estate Planning Council and a former board member of the Advanced Institute for Learning and Development.
About Northwestern Mutual
Northwestern Mutual has been helping people and businesses achieve financial security for more than 165 years. Through a holistic planning approach, Northwestern Mutual combines the expertise of its financial professionals with a personalized digital experience and industry-leading products to help its clients plan for what’s most important. With more than $560 billion in combined company and client assets, $34 billion in revenues, and $2.1 trillion worth of life insurance protection in force, Northwestern Mutual delivers financial security to nearly five million people with life, disability income and long-term care insurance, annuities, and brokerage and advisory services. Northwestern Mutual ranked 97 on the 2022 FORTUNE 500 and was recognized by FORTUNE® as one of the “World’s Most Admired” life insurance companies in 2022.
Don Clardy uses Upstate Legacy Planning group as a marketing name for doing business as a representative of Northwestern Mutual. Upstate Legacy Planning group is not a registered investment adviser, broker-dealer, insurance agency or federal savings bank. Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company (NM), Milwaukee, WI (life and disability insurance, annuities, and life insurance with long-term care benefits) and its subsidiaries. Subsidiaries include Northwestern Mutual Investment Services, LLC (NMIS) (investment brokerage services), broker-dealer, registered investment adviser, member FINRA and SIPC and the Northwestern Mutual Wealth Management Company® (NMWMC) (investment advisory and services), federal savings bank. Not all Northwestern Mutual representatives are advisors. Only those representatives with “Advisor” in their title or who otherwise disclose their status as an advisor of NMWMC are credentialed as NMWMC representatives to provide investment advisory services.