First Citizens Opens New Branch in Surfside

February 3, 2009

MYRTLE BEACH, SC – February 3, 2009  – First Citizens is pleased to announce that it will expand its market presence in Horry County by opening an office in Surfside, S.C. Located at 128 Loyola Drive, the new branch supports First Citizens’ strategic initiative to grow its presence in communities not currently served by the bank.

The new branch will be open to customers on Feb. 2, 2009. Four associates will serve customers from the Surfside branch. Mark Ousley, retail sales manager; Chad Melber, personal banker; Crystal McCracken, teller leader; and Nancy Morton, teller.

“First Citizens looks forward to partnering with the business and community leaders in Surfside to invest in the city’s growth, development, and expansion,” said Rebecca Hardwick, First Citizens’ market executive for the Grand Strand.

About First Citizens

First Citizens Bancorporation, Inc., is the parent company of First Citizens Bank and Trust Company, Inc., The Exchange Bank of South Carolina, Inc., and Merchants & Farmers Bank of Comer, Ga. First Citizens Bank offers services in commercial and retail banking through its 182 offices in South Carolina and Georgia. As of Dec. 31, 2008, First Citizens Bancorporation had total consolidated assets of $7.02 billion. For more information, visit the First Citizens web site at