Marci Williams joins First Reliance Bank

May 23, 2023

Marci Williams has joined First Reliance Bank as Vice President Account Executive / Residential Lending Specialist and will work out of the Charleston, SC, Mount Pleasant branch. She will assist customers with their mortgage financing needs and identify partner opportunities throughout the Southeast. She is a well-respected industry-recognized leader and will be responsible for sales in Retail and the Correspondent/Wholesale partner channels.

“We are happy to have Marci as part of our company growth initiative and are very fortunate to have her as part of our team,” said First Reliance Mortgage President Chuck Stuart. Her extensive experience and innovative approach will be instrumental in elevating our brand awareness and invaluable to our clients and homebuyers in the southeast. We are confident that Marci will play a key role in First Reliance Mortgage’s growth and success in the coming years.”

“We are thrilled to welcome Marci to the team. Marci’s knowledge and deep industry relationships will be invaluable to her and her customers. Marci’s hard work and dedication will enable her to provide exceptional service to her borrowers and referral sources, said Sarah Baldwin, Senior Vice President, SC Mortgage Sales Manager.”

John Higdon, VP Director of Correspondent and Wholesale Lending at First Reliance Bank, said, “Marci brings a growth mindset and unsurpassable customer service skills to our team. The entire Mortgage Group is excited to have Marci join us.”

Williams has over 19 years of mortgage lending experience, with most of this time spent serving lenders and homebuyers throughout the Southeast as a vice president for a large mortgage insurance company. Marci is a graduate of the College of Charleston, where she earned a degree in Corporate Communications and played Division I Soccer. She earned the Accredited Mortgage Professional certification from the National Mortgage Bankers Association and currently serves on the board of the Mortgage Lenders Association of Charleston. Marci lives in Charleston with her husband, two sons, and two dogs.



Founded in 1999, First Reliance Bancshares, Inc. (OTC: FSRL.OB) is based in Florence, South Carolina, and has assets of approximately $946 million. The company employs more than 175 professionals and has locations throughout South Carolina and central North Carolina. First Reliance has redefined community banking with a commitment to making customers’ lives better, its founding principle. Customers of the company have given it a 93% customer satisfaction rating, well above the bank industry average of 81%. First Reliance is also one of two companies throughout South Carolina to receive the Best Places to Work in South Carolina award all 17 years since the program began. We believe that this recognition confirms that our associates are engaged and committed to our brand and the communities we serve. In addition to offering a full range of personalized community banking products and services for individuals, small businesses, and corporations, First Reliance offers two unique community customers programs, which include: Hometown Heroes, a package of benefits for those serving our communities, and Check N Save, an outreach program for the unbanked or under-banked. The company also offers a full suite of digital banking services, Treasury Services, a Customer Service Guaranty, a Mortgage Service Guaranty, and First Reliance Wealth Strategies.